Helius Compliance — AI Regulatory Intelligence for DePIN & Crypto

Overview

Helius Compliance is an AI-powered regulatory intelligence platform built on HeliusOS — the intelligence layer of Helius Network. It provides real-time regulatory analysis, jurisdiction-specific compliance guidance, and formal compliance memo drafting for DePIN projects, crypto startups, law firms, and enterprise compliance teams.

Unlike static legal databases, Helius Compliance searches live legislation, official regulatory publications, and enforcement actions before every response — ensuring you always receive current guidance, not outdated training data.

Powered by HeliusOS: The same AI infrastructure that powers Olo and the PoL Agent — built for real-world action, not just conversation.

How It Works

Agentic Research Loop

Every compliance question triggers a multi-step agentic process:

1. Receive question + jurisdiction context 2. web_search → live regulatory databases & news 3. fetch_url → read full regulatory documents 4. jurisdiction_lookup → apply jurisdiction-specific knowledge 5. Synthesise → structured compliance analysis 6. create_memo → formal document (on request)

Jurisdiction Selection

Select your primary jurisdiction from the sidebar or chips. The agent tailors every response to that jurisdiction's specific regulatory framework — citing relevant legislation, article numbers, and effective dates.

Compliance Memos

Ask for a "compliance memo" or "regulatory analysis" on any topic and the agent will produce a formally structured document with risk rating, suitable for internal review or regulatory submissions.

Capabilities

CAPABILITY	DESCRIPTION
Live Legislation Search	Searches current regulatory databases before every answer
8 Jurisdictions	EU, UK, US, Singapore, UAE, Switzerland, Global, Caribbean
8 Compliance Areas	DePIN, Tokens, KYC/AML, DAO, GDPR, Securities, Stablecoin, Tax
Compliance Memo Drafting	Formal documents with risk rating and legal structure
Regulatory Tracker	Live monitoring of regulatory changes with urgency ratings
Document Reading	Fetches and reads actual regulatory documents from official sources
Multi-turn Analysis	Maintains context across a conversation for deep analysis
Copy & Export	Copy compliance memos to clipboard for use in documents

🇪🇺 EU / MiCA

🇪🇺

Markets in Crypto-Assets Regulation (MiCA)

FULLY IN FORCE — DECEMBER 2024

ENFORCEMENT

REGULATION

Regulation (EU) 2023/1114 — MiCA

REGULATOR

ESMA + National Competent Authorities

EFFECTIVE

Fully effective December 30, 2024

SCOPE

All crypto-asset issuers & CASPs operating in EU

MiCA Token Classification

MiCA defines three categories: Asset-Referenced Tokens (ARTs) — backed by basket of assets; E-Money Tokens (EMTs) — backed by single fiat currency; Other Crypto-Assets (utility tokens, DePIN rewards). Each category has different licensing requirements.

CASP Licensing

Crypto-Asset Service Providers must obtain authorisation from their home member state's NCA. Services include: custody, exchange, trading platform, transfer, advisory. DePIN platforms facilitating token exchange likely require CASP licensing.

DePIN Note: DePIN activity reward tokens may qualify as "other crypto-assets" under MiCA, requiring a white paper but not full CASP licensing — unless your platform also facilitates secondary trading.

Key Obligations

White paper publication before issuance · Marketing requirements · Consumer protection rules · AML/CFT compliance · Capital requirements for significant issuers · GDPR compliance for user data

🇬🇧 UK / FCA

🇬🇧

Financial Services and Markets Act 2023 + FCA Crypto Rules

PHASED IMPLEMENTATION — 2024-2025

WATCH

REGULATION

FSMA 2000 (as amended 2023) + MLRs 2017

REGULATOR

Financial Conduct Authority (FCA)

REGISTRATION

Required for all UK crypto businesses

PROMOTION RULES

FCA crypto promotion rules — Oct 2023

Token Classification

Exchange tokens (BTC, ETH, utility tokens) — lighter regulation · Security tokens — full FCA authorisation under FSMA · E-money tokens — FCA e-money licence · Stablecoins — new regime under FSMA 2023

DePIN in the UK: Physical infrastructure reward tokens are most likely exchange tokens unless they confer ownership rights or profit participation — in which case security token rules apply.

🇺🇸 US / SEC & CFTC

🇺🇸

SEC Securities Framework + CFTC Commodity Rules

NO UNIFIED FEDERAL FRAMEWORK — PENDING LEGISLATION

HIGH RISK

SEC TEST

Howey Test — investment contract analysis

CFTC

Commodities jurisdiction (BTC, ETH)

FINCEN

BSA/AML — money service businesses

STATE

Money Transmitter Licenses (50 states)

The Howey Test

A token is a security if: (1) investment of money, (2) in a common enterprise, (3) with expectation of profits, (4) from the efforts of others. DePIN reward tokens where users earn from platform growth may satisfy all four prongs.

High Risk: US regulatory environment is the most uncertain globally. Always obtain qualified US securities counsel before any US-facing token activity.

🇸🇬 Singapore / MAS

🇸🇬

Payment Services Act 2019 (PSA) + SFA

MATURE FRAMEWORK — CRYPTO-FRIENDLY

STABLE

Singapore has one of the world's clearest crypto frameworks. DPT (Digital Payment Token) services require Major Payment Institution (MPI) licence. Utility tokens generally exempt. Strong fintech-friendly regulatory sandbox available.

🇦🇪 UAE / VARA

🇦🇪

Virtual Assets Regulatory Authority (VARA) — Dubai

EXPANDING FRAMEWORK — 2024-2025

UPDATING

VARA regulates all virtual asset activities in Dubai (except DIFC/ADGM which have their own frameworks). Separate licensing for VA Issuance, VA Exchange, Brokerage, Custody, Advisory, and Transfer. DePIN projects may require VA Issuance licence. UAE positions itself as a global crypto hub.

🇨🇭 Switzerland / FINMA

Switzerland pioneered crypto-friendly regulation. FINMA DLT Guidelines classify tokens as payment, utility, or asset tokens. DePIN utility tokens generally have lightest regulatory burden. The Crypto Valley in Zug remains the preferred European jurisdiction for many Web3 projects seeking regulatory clarity.

DePIN Regulation

What is DePIN?

Decentralised Physical Infrastructure Networks (DePIN) use token incentives to build and operate real-world infrastructure — wireless networks, energy grids, storage, mobility, and location verification systems. Helius Network's Proof-of-Life engine is a DePIN primitive.

Regulatory Classification Challenges

DePIN sits at the intersection of telecoms regulation (physical network), crypto regulation (token incentives), and financial services regulation (reward distribution). No jurisdiction has DePIN-specific rules yet — classification depends on the dominant characteristic of the project.

Key Questions for Any DePIN Project

QUESTION	REGULATORY RISK
Do token rewards depend primarily on others' efforts?	Securities risk (Howey/MiCA)
Are node operators required to KYC?	AML/BSA risk
Is location/biometric data collected?	GDPR/privacy risk
Are rewards exchangeable for fiat?	Money transmitter risk
Is the network open to US persons?	SEC enforcement risk

Token Classification

Global Classification Matrix

TOKEN TYPE	EU (MiCA)	UK (FCA)	US (SEC)	SG (MAS)
Utility / Reward Token	Other crypto-asset	Exchange token	Possibly security	Utility token
Governance Token	Other crypto-asset	Exchange/security	Likely security	Case by case
Stablecoin (fiat-backed)	E-Money Token	E-money token	Possibly security	DPT
Asset-backed Token	ART	Security token	Security	SFT

KYC / AML Requirements

FATF Travel Rule

The Financial Action Task Force Travel Rule requires Virtual Asset Service Providers (VASPs) to collect and transmit sender/receiver information for transfers above the threshold. Thresholds: EU €1,000 · UK £1,000 · US $3,000 · SG SGD 1,500

DePIN-Specific AML Considerations

If DePIN rewards are convertible to fiat or other cryptocurrencies, the platform may constitute a VASP/MSB. This triggers full AML programme requirements: customer due diligence, transaction monitoring, suspicious activity reporting, and record-keeping.

Practical guidance: If your DePIN token is listed on any exchange and your users can sell it for fiat, assume AML obligations apply and build compliance infrastructure accordingly.

GDPR & Location Data

Relevance to PoL and DePIN

Proof-of-Life verification systems that collect GPS coordinates, movement patterns, and device sensor data process personal data under GDPR. Location data can qualify as sensitive data when it reveals home address, workplace, or patterns of life.

Key GDPR Obligations

Lawful basis — consent or legitimate interests · Purpose limitation — only use data for stated purpose · Data minimisation — collect only what you need · Retention limits — don't keep longer than necessary · Right to erasure — honour deletion requests · DPA notification — notify your national authority if processing at scale

Helius PoL note: Anonymising GPS data before storage (grid-snapping coordinates to reduce precision) significantly reduces GDPR obligations while maintaining fraud detection capability.

DAO Legal Structures

The DAO Liability Problem

Unincorporated DAOs expose token holders to unlimited personal liability. Courts in multiple jurisdictions have treated DAOs as general partnerships, making all participants jointly liable for regulatory violations.

Recommended Structures

STRUCTURE	JURISDICTION	USE CASE
Wyoming DAO LLC	🇺🇸 Wyoming	US-accessible DAO with limited liability
Marshall Islands DAO LLC	Marshall Islands	Offshore, crypto-native framework
Cayman Foundation	🇰🇾 Cayman	Non-profit DAO governance layer
Swiss Association	🇨🇭 Switzerland	Community governance with legal personality
BVI Business Company	🇻🇬 BVI	Holding company for DAO treasury

Compliance Memo Drafting

Requesting a Memo

Ask the agent to "draft a compliance memo" or "write a regulatory analysis" for any topic. The agent will produce a formally structured document including:

• Title and subject line • Applicable jurisdiction(s) • Risk level assessment (LOW / MEDIUM / HIGH / CRITICAL) • Regulatory background • Specific obligations and requirements • Recommendations • Disclaimer

Example Prompts

"Draft a MiCA compliance memo for a DePIN project issuing activity reward tokens in the EU" "Write a regulatory analysis of our PoL platform's obligations under UK FCA rules and GDPR" "Draft a KYC/AML compliance memo for a move-to-earn app with users in the US, EU and Singapore"

Risk Levels

LEVEL	MEANING	ACTION REQUIRED
LOW	Minimal regulatory exposure	Standard compliance monitoring
MEDIUM	Some regulatory obligations apply	Review specific requirements, consider legal counsel
HIGH	Significant regulatory obligations	Obtain qualified legal advice before proceeding
CRITICAL	Potential enforcement risk	Halt activity pending legal review

Legal Disclaimer

Important: Helius Compliance provides AI-generated regulatory intelligence for informational purposes only. Nothing on this platform constitutes legal advice. Regulatory requirements change frequently and vary by jurisdiction. Always consult qualified legal counsel before making compliance decisions. Helius Network Ltd accepts no liability for decisions made based on this platform's output.

Helius Compliance is powered by HeliusOS and Claude AI (Anthropic). Live search results are sourced from public regulatory databases and may not reflect the most recent enforcement guidance.